August 23, 2020

Abigail Hess: Federal student loan payments have been deferred through December

"According to the statement, full-time workers who qualify for the Public Service Loan Forgiveness program (such as teachers and Peace Corps volunteers) will have the following three months count towards the 120 payments they are required to make before their debt is forgiven, though the Trump administration has previously attempted to eliminate the program."

August 20, 2020

Wesley Whistle: DeVos Says Trump’s Student Loan Suspension Counts Towards Loan Forgiveness

"Earlier this month, President Trump signed a memorandum that suspended student loan payments and set interest at 0% through the end of the year. At the time, it was understood that PSLF borrowers were required to make payments if they wanted those months to count towards their required number of payments for forgiveness.

However, a press release from the Department of Education now says those months of non-payment will count towards forgiveness. It says, “Non-payments by borrowers working full-time for qualifying employers will count toward the 120 payments required by the Public Service Loan Forgiveness program.”"

August 20, 2020

Adam S. Minsky: Trump’s Extended Student Loan Relief Will Count Towards Loan Forgiveness, Says Dept. Of Education

"The U.S. Department of Education has confirmed that the three-month extension of suspended student loan payments through December 31, 2020 will count towards federal student loan forgiveness and rehabilitation programs."

August 05, 2020

Adam S. Minsky: New Report Shows Public Service Loan Forgiveness Is A Mess

"“Mismanagement on the scale reflected in these documents is exactly why we have sued Betsy DeVos and the Department of Education over their failed stewardship of this program,” said American Federation of Teachers President Randi Weingarten, referencing pending litigation that accuses the Department of Education and its loan servicers of mismanaging the PSLF program."

August 12, 2020

Jillian Berman: After 6 years, this nurse practitioner was told her public-service job did not qualify for student-debt forgiveness. She fought that decision, but many others are left in limbo

"There are ‘huge financial consequences to somebody telling you your employer qualifies and reneging on that decision"

August 10, 2020

Wesley Whistle: Trump’s Executive Order Hurts Those Seeking Student Loan Forgiveness

"

Over the weekend, President Trump extended the student loan repayment suspensionfor another three months. This is a big win for many student borrowers, but some won’t be so happy.Borrowers hoping to get Public Service Loan Forgiveness (PSLF) won’t benefit from Trump’s executive order as much as other borrowers. The non-payments won’t count because of the way he defers student loan payments."

July 29, 2020

Adam S. Minsky: Teacher Unions Join 55 Organizations Opposing Stimulus Bill That Excludes Student Loan Relief

"The American Federation of Teachers and the National Education Association — the nation’s two largest teacher unions — joined the Student Borrower Protection Center, Americans for Financial Reform, and over 50 other organizations to oppose the Senate GOP’s recent stimulus proposal."

July 28, 2020

Wesley Whistle: Senators Call For Student Loan Forgiveness Fix In Stimulus Package

"A group of Democratic senators are calling for a fix to the Public Service Loan Forgiveness (PSLF) program to be included in the next Senate stimulus package. In a letter to Senate Majority Leader Mitch McConnell and Senate Minority Leader Chuck Schumer, 18 Democratic senators are asking the Senate to include provisions from the What You Can Do For Your Country Act in the bill."

July 28, 2020

Abigail Hess: Here’s how the latest GOP coronavirus relief proposal would impact student loans

"As the coronavirus pandemic continues to threaten the physicaland financial health of Americans across the country, Senate Republicans introduced the “Safely Back to Work and Back to School Act.”

The bill, introduced by Tennessee Senator Lamar Alexander Monday, includes a section on student loan repayment that would streamline or eliminate several federal student loan repayment options that borrowers are currently able to choose from. "

July 14, 2020

ZACK FRIEDMAN: 3 Options For Student Loan Relief

"Unless Congress acts, your federal student loan payments will resume starting October 1, 2020. That’s right."

July 16, 2020

Rachelle Hampton: What It’s Like to Navigate the Very Confusing Public Service Loan Forgiveness Program

"It is definitely sobering when you’re looking at your choices and you realize you don’t really have much of a choice.”

July 13, 2020

Adam S. Minsky: Major Student Loan Servicing Changes: 5 Tips To Protect Yourself

"The U.S. Department of Education plans on moving forward with a massive overhaul of its federal student loan servicing system as soon as December."

July 10, 2020

Wesley Whistle: New Data Released On Public Service Student Loan Forgiveness

"The program has been under fire for a low approval rate and that rate is still low. However, the data shows that many applicants just aren’t eligible. The most common reason PSLF applications were deemed ineligible was that 57% of applications didn’t have the required qualifying payments."

June 22, 2020

Robert Farrington: How To Improve Your Odds Of Getting Student Loan Forgiveness

"If you want to boost your chances of approval and avoid a situation where you’re stuck in forgiveness limbo, you have to pay close attention to the qualification details for this program. Here are the main steps you can take to work toward loan forgiveness and make sure you don’t waste any time."

June 14, 2020

Aarthi Swaminathan: 'Designed to fail’: Two public servants describe the government's troubled student loan forgiveness program

"To better understand the PSLF process, Yahoo Finance spoke with two public servants who tried to use the PSLF program to get their student debt discharged."

June 11, 2020

Keith Donnelly: Navigating the Public Service Loan Forgiveness Program

"This article reviews the PSLF program for individuals eligible for or currently participating in the program as part of a financial plan. Topics covered include the administration of the PSLF program, its requirements, and its future in light of expected costs and recent attempts to eliminate the program entirely."

May 20, 2020

EMMA KERR: PAYE vs. REPAYE for Student Loan Repayment

"Borrowers should consider eligibility requirements and monthly payment amounts when choosing between PAYE and REPAYE repayment plans."

May 19, 2020

ZACK FRIEDMAN: Do This With Student Loans If Senate Rejects HEROES Act

"The Senate will likely reject the HEROES Act - the new $3 trillion stimulus bill passed by the House of Representatives - in its current form."

May 19, 2020

LIZ SCHLEMMER: Student Loans During the Coronavirus Pandemic: What Borrowers Need To Know

"For some, unemployment or financial uncertainty might mean it's hard to make student loan payments right now.Others who have stable work, and just got a windfall in the form of a stimulus check, might be wondering if now's a good time to pay ahead."

May 18, 2020

SIERRA SUN TIMES: U.S. Senators Dianne Feinstein, John Cornyn, and Kamala D. Harris Introduce Bill Making California and Texas Doctors Eligible for Loan Forgiveness

"“The coronavirus has showed us now more than ever the immense public service provided by doctors and medical professionals,” said Senator Feinstein. “It’s unfortunate that some physicians in California and Texas aren’t eligible for student loan forgiveness because of technicalities in state law."

May 17, 2020

CHRISTOPHER RIM: Student Loan Forgiveness and Another Round Of Stimulus Checks - Here’s What You Need to Know About the HEROES Act

"If passed by the Senate, the HEROES Act can significantly appease the burden of student loans until September 2021 as well as provide financial relief in the form of another round of stimulus checks."

May 13, 2020

ALY YALE: Coronavirus pauses federal student loans for 6 months — should you pay anyway?

"For borrowers struggling financially due to the ongoing pandemic, the break on school loans is welcome news, freeing up much-needed cash for bills, essentials, and other must-haves. But what if you’re not struggling or haven’t seen lost income due to COVID-19? Should you still pause payments on federal loans? That’s another story."

May 13, 2020

PRESS RELEASE: PSLF Caucus Co-Chairs Call For Covid-19 Relief In PSLF Program

"Today, Congressman Brendan F. Boyle (PA-02) and Congressman David P. Joyce (OH-14), co-chairs of the Congressional Public Service Loan Forgiveness (PSLF) Caucus, sent a letter to House Leadership to include provisions that strengthen the PSLF program in the final version of the next coronavirus-related stimulus package. "

May 13, 2020

ABA: Bipartisan legislation passed helps Americans and businesses impacted by the coronavirus

"The ABA Governmental Affairs Office has remained engaged on many fronts during this crisis, and much has changed, especially the remarkable amount of bipartisanship evident on Capitol Hill. In less than one month, Congress passed three major relief bills, all on overwhelming bipartisan votes, to help Americans through this crisis."

May 11, 2020

ZACK FRIEDMAN: Navient Settles Lawsuit—What It Means For Your Student Loans

"When it comes to student loan repayment, you have several options. Don’t expect your student loan servicer - the company where you send your monthly student loan payments - to tell you which option is best for you."

May 05, 2020

STACY COWLEY: Navient Agrees to Settle Teachers’ Loan Forgiveness Lawsuit

"The loan servicer pledged to make changes in how it guides borrowers seeking to use a problem-plagued program for public service workers."

May 04, 2020

ADAM S. MINSKY, Esq.: Widespread Student Loan Forgiveness Is More Likely Now Than Ever Before – Here’s Why

"44 million Americans struggle under the weight of student loan debt. The concept of widespread student loan forgiveness – a blanket cancellation of outstanding student loan debt for most or all student loan borrowers – has long been a pipe dream for many. But that may no longer be the case."

April 30, 2020

JOLENE LATIMER: You Can Now Pause Student Loan Payments — But Should You?

"Should you take advantage of the federal forbearance or work to repay the principal balance on your loans? Here are a few scenarios to help you decide."

April 27, 2020

SEVANNY CAMPOS: Federal Student Loan Payments Are on Pause Through September. Here’s What You Should Do

"Under the CARES Act, all federal loan payments are suspended and interest isn't accruing. But it's important to realize this does NOT include private loans or refinanced student loans."

April 27, 2020

ANNA SALE: What The CARES Act Means For Your Student Loans

"Student loans come in all different shapes and sizes. How do you know for sure that you qualify for this type of relief?"

April 27, 2020

ADAM S. MINSKY, Esq.: 5 Things Public Service Borrowers Should Know About The CARES Act

"Normally, periods of forbearance and deferments do not count towards Public Service Loan Forgiveness, because borrowers must specifically be making “qualifying payments” towards the program. However, the CARES Act is an exception to this rule."

April 26, 2020

ZACK FRIEDMAN: Proposal: Forgive Student Loans For COVID-19 Health Care Workers

"Rep. Carolyn Maloney (D-NY) will introduce new legislation to forgive student loan debt for frontline health care workers who are fighting the COVID-19 pandemic."

April 23, 2020

ELIZABETH MAY: Hospital Workers Like Me Are Waging a War Against Coronavirus. Where Is Our GI Bill?

"In many ways, the comparison is apt. Doctors, nurses, and support staff find themselves enlisted in a war against a virus that has infected thousands and killed hundreds of their colleagues globally. Public expressions of support for health professionals are meaningful. But they are also insufficient to drown out the deafening silence from Capitol Hill in response to mounting cries for relief measures — chief among them educational debt forgiveness."

April 15, 2020

ADAM S. MINSKY, Esq.: This Court Victory For Student Loan Borrowers Could Have Huge Implications

"Student loan borrowers have scored another victory against a student loan servicer for unfair and deceptive practices. And the impact of this decision could be far-reaching."

April 09, 2020

SAMANTHA FIELDS: Do I still need to pay my student loans? What the CARES Act offers for COVID-19 relief

"As part of the $2 trillion CARES Act, people with federally held federal student loans are getting an automatic forbearance until the end of September. And during that time interest will not accrue."

February 20, 2020

WESLEY WHISTLE: New Data Shows Progress For Public Service Loan Forgiveness

"The Public Service Loan Forgiveness (PSLF) program has continued to receive attention for high rejection rates. Of course, that doesn’t tell the full story as most of the rejections are due to applicants not qualifying for the program—at least not yet. New data released from the Department of Education show progress for the programs with many borrowers receiving relief."

February 11, 2020

KELLY MCCARRON, PsyD: Public Service Loan Forgiveness – Success!

"I am now debt-free, thanks to successful completion of the Public Service Loan Forgiveness (PSLF) program, and writing to share my story in case it helps others."

October 10, 2019

DINA KASTNER: NASW Staff Attends Hearing on Capitol Hill Examining Failed Implementation of PSLF Program

"Yael Shavit, assistant attorney general of Massachusetts, discussed the serious concerns her office has about implementation of PSLF. It is a program that is critical to borrowers and society at large."

October 03, 2019

DANIELLE DOUGLAS-GABRIEL: New York sues student loan company over debt forgiveness for those in public service

“Despite a decade of honorable public service to our state and this nation, hard-working New Yorkers have been left with nothing but the runaround and broken promises”

September 16, 2019

NICOLE MARTIN: Using Data Visualizations And Infographics To Show The Student Debt Crisis In The U.S.

"This infographic shows the shocking the amount of student debt in the nation has risen to. The total number comes to $1,011,654,459,649. With 37 million Americans having some kind of student debt and 27% of those are behind in payments."

July 11, 2019

CHRIS ARNOLD: Broken Promises: Teachers Sue U.S. Over Student Loans That Weren't Forgiven

"The American Federation of Teachers filed the lawsuit Thursday in federal court. In the complaint obtained by NPR, the union is asking the court to order the department to fix the Public Service Loan Forgiveness program so that it meets legal standards. It's also asking the department to come up with an appeals process for people who believe they have been treated unfairly."

June 17, 2019

MARY ELLEN FLANNERY: The Faces of Public Service Loan Forgiveness

“You shouldn’t need a law degree to figure this out.”

May 23, 2019

KIMBERLY HEFLING: Inside the hot mess that's the Public Service Loan Forgiveness program

"Only about 1 percent of the teachers, nurses, public defenders, military personnel and other public servants applying for student loan relief under the Public Service Loan Forgiveness program are succeeding. That leaves tens of thousands of frustrated borrowers with student loans they thought would be forgiven after they worked a decade on the job."

April 29, 2019

COLLIN BINKLEY: Lawmakers debate future of loan relief for public workers

"As of December, just 338 public workers had been granted loan forgiveness out of nearly 54,000 applicants, according to recently released department data".

April 23, 2019

Tim Kaine and Randi Weingarten: The sabotage of public service student loan forgiveness

"Public service transcends politics. It's one of the greatest reflections of American values, and Public Service Loan Forgiveness is a promise worth our continued investment so the great tradition of service in this country can move forward without enforcing a lifetime sentence of debt."

April 12, 2019

Ron Lieber: Your Student Loan Servicer Will Call You Back in a Year. Sorry.

"A bill introduced in the Senate on Thursday could simplify the program. Senator Tim Kaine, Democrat of Virginia, who helped coordinate the proposal for that $700 million-plus in fix-it money, also helped lead the effort on proposed legislation that would allow every federal loan and every federal repayment plan to qualify for the program."

April 19, 2018

"Like many of my classmates, I enrolled at University of Tennessee College of Law because I wanted to help others..."

April 17, 2018

"I am proud to serve families in Greenville and throughout South Carolina.  Connecting young children with the health, legal, and education services they need ignites my passion for this work every day...."

February 16, 2018

Jennifer M. Flaherty: Bill that eliminates loan forgiveness for public service employees can hurt public health

"Congress has a chance to safeguard the health of children and families across Virginia..."

January 10, 2018

"I am a first-generation college graduate and the first in my big southern family to receive a doctorate degree..."

September 01, 2017

"Loan forgiveness is a way of saying, ‘We know you had a choice when you went into this career, and you chose to do something to better the country and fill a need..."

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